OnSpot Financing
OnSpot Financing Logo

Welcome to OnSpot

fast, friendly, & local financing

Who We Are...

OnSpot Financing, by CU Direct, connects consumers with local credit union financing at the point of purchase (POP). From medical providers, store retailers, and in-home resellers, OnSpot can automate the loan approval and funding process.

How It Works...

Participating providers securely submit loan applications on behalf of their customers through the OnSpot Financing web portal. Providers can also offer an 'apply now' option on their website, so customers can apply at their convenience.

Once submitted, credit unions review the application and send decisions and status updates back to the portal. If approved, the provider can even print loan documents for their customers.

OnSpot Providers


Close more sales by partnering with a leading provider of credit union point of purchase lending. Pay just a one-time start-up fee and then a small, flat monthly fee for access to the portal (versus a % of the loan amount).


OnSpot Lenders


CU Direct, the company behind CUDL, now offers a retail lending program called OnSpot Financing.

OnSpot Consumers


OnSpot connects your selected provider or merchant with credit union financing. Please note: You will need your provider's ID # before proceeding (contact your provider directly).

OnSpot Contact

Contact Us...

For more information about how OnSpot Financing will benefit you, please email info@onspotfinancing